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Merchant Cash Advance Lifeline or Legal Minefield for Small Businesses

Merchant Cash Advance: Lifeline or Legal Minefield for Small Businesses?

By Kevin Chern | April 28, 2025 |

“There’s nothing more expensive than money.” — Benjamin Franklin In early 2023, I agreed to consult for a family-owned restaurant group in the Midwest four locations, a loyal following, and a post-pandemic rebound in full swing. But they had one big problem: cash flow. The CFO, newly hired, walked me through the books. A handful…

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